Third-Party Collections

Turn Charged-Off Debt
Into Recovered Revenue

When internal efforts have failed, Silver 7 steps in with aggressive, compliant third-party collection strategies. We recover revenue from accounts your team has written off — at no upfront cost to you.

Licensed All 50 States FDCPA Compliant Industry-Leading Recovery

33%

Contingency Rate

Accounts < 1 Year

85%+

Locate Rate

Skip Tracing Success

48hrs

Turnaround

Account Activation

$0

Upfront Cost

No Recovery, No Fee

Full-Service Recovery

Every Tool in the Collection Arsenal

We deploy a comprehensive, multi-channel approach to maximize recovery on every account in your portfolio.

Skip Tracing & Locate

Advanced skip tracing technology to find debtors who have moved, changed numbers, or gone off-grid. We locate 85%+ of skipped accounts.

Multi-Channel Outreach

Strategic combination of calls, letters, emails, and text messages. Our contact rates exceed industry averages by 30%.

Litigation Support

When negotiation fails, our network of attorneys in all 50 states can pursue legal remedies on your behalf.

Credit Bureau Reporting

We report to all three major credit bureaus, creating additional incentive for debtors to resolve their obligations.

Judgment Recovery

Already have a judgment? We specialize in post-judgment enforcement including wage garnishment and asset seizure.

Performance Analytics

Real-time dashboards showing recovery rates, contact rates, and projected collections on your portfolio.

Is It Time?

When to Use Third-Party Collections

Accounts are 90+ days past due with no response to internal efforts

Your internal team doesn't have the bandwidth to pursue delinquent accounts

Debtors have moved or changed contact information

You need credit bureau reporting leverage

Accounts have been charged off but still have recovery potential

You need litigation support for high-value accounts

Your current agency isn't delivering results

You want a no-risk, contingency-based solution

Start Recovering Today

Free Portfolio Analysis

Submit your portfolio details and receive a customized recovery projection within 24 hours. No cost, no obligation.

Your Free Analysis Includes:

  • Portfolio segmentation by age, balance, and recovery probability
  • Projected recovery rate and timeline
  • Recommended collection strategy (letters, calls, legal)
  • Competitive rate quote based on your portfolio profile
  • Dedicated account manager introduction

Company Info

Tell us about your company and how to reach you.

Every Day You Wait, Recovery Drops

Accounts lose 1% of their recovery value for every month they go unworked. Let Silver 7 start recovering your charged-off debt today.